Credit Card Delinquency Rate
Delinquency rates gauge consumer credit health; rising delinquencies may signal consumer strain.
| Month | Value |
|---|---|
| Sept 2025 | 51.76 |
| Oct 2025 | 51.74 |
| Nov 2025 | 50.32 |
| Dec 2025 | 49.93 |
| Jan 2026 | 49.30 |
| Feb 2026 | 48.18 |
Market Significance and Investing Insights
The credit card delinquency rate tracks the share of credit card accounts that are past due. Rising delinquency rates indicate consumers are struggling to meet debt payments, which can signal economic stress and lead to tighter lending standards by banks. Elevated delinquencies can also translate into higher credit losses for issuers and weigh on financial sector earnings.
Conversely, declining delinquency rates suggest healthier household balance sheets and support consumer spending, which accounts for a large portion of GDP. Investors monitor this indicator to gauge consumer financial health and anticipate potential shifts in consumer discretionary stocks and the broader
Extended Chart (6 Months Past & Future)
